RHB Bank’s Products & Services: Credit Card & More

RHB Bank: A Lot More Than Credit Cards and Loans

RHB is today among the largest bank with integrated financial services in Malaysia. Given that they plan to further spread its market, RHB Bank has tapped into Brunei, Indonesia, Singapore, Laos, Vietnam as well as other countries within the South East Asia region. Recognizing that the most productive way to compete is by giving extra value to consumers, the Bank has started offering multiple banking facilities to both individuals and companies.

Among the most staple type of services, a Bank offers invariably are the savings account and self-banking solutions. RHB Group attracts the public to create savings together with the current account by providing higher than average interest rates to be enjoyed by members. For the highest level of ease to withdraw and deposit money into the account, members may easily locate and use the nearby ATM and CDM machines deployed in branches and also other locations easily.

The shift from the traditional purchasing method using cash to cashless method has increased substantially the demand from customers for credit cards. As proven beyond doubt through the statistics from many types of research conducted, the acceptance towards the e-payment method by the public is showing rapid growth. Hence, credit cards are gaining interest as cardholders can certainly make purchases online without trouble.

RHB Bank

Feeling the need to narrow the gap between demand and supply, RHB Bank goes the extra mile and also has begun offering credit card services with multiple benefits compared to the other banks, such as cashback rewards for cardholders as they buy more using a credit card.

Regardless, the Bank is aware that banking surpasses credit cards and savings accounts. Today, lots of people depend upon loans to make asset purchases, however getting a loan approval can sometimes be a complicated process. So, RHB Bank had made a flexible program for everyone with minimal interest rates for many different types of loans. Plus, personal financial investment, unit trust, and also insurance plans are also made available.

For enterprisers and organizational entities, RHB Bank provides corporate banking facilities. They are able to engage with the Bank either for investment banking or perhaps to make a business loan. Should the consumers are interested, they even can subscribe to RHB Bank’s online cash management services.

Small-medium enterprises are one of those who is going to take advantage of the most benefits. They are welcomed to obtain loans should capital injection is required while they scale their businesses. In addition to that, RHB Bank even offers retails solutions to the relevant customers, in particular, those in e-commerce business.

Nonetheless, the need for Islamic banking facilities hasn’t ever been overlooked, especially when there’s a popular demand for a Syariah-compliant product or service in the Malaysian market. Therefore, the Bank makes certain that products that satisfy the Syariah requirement, which include Islamic wealth management services, Islamic treasury, corporate banking, and also unit trust are offered.

In 2016, the Bank managed to enhance the growth of their annual brand value by 24%, which automatically causes them to be the 4th fastest growing banking industry player in Malaysia. While they anticipate the upcoming year’s financial market potential, RHB Bank has begun strategizing to form more impactful campaigns in the future.