Month: July 2020

RHB Bank Ready to Dominate the South East Asia Financial Industry

Speaking of RHB, we know that they’re now one of the leading banks in Malaysia. Recognising the potential of foreign markets with South East Asia, the company has expanded its horizon and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and several other countries. Feeling the need to provide extra value, RHB Bank has begun to offer numerous kinds of financial services as a fixed deposit to firms and individuals.

Creation of current or savings account by individuals and corporations is unquestionably a must. To bring in smart consumers, the Bank has offered a highly competitive interest rate customers can enjoy simply by depositing money into their accounts. As they quite simply provide traditional transaction facility through ATM and CDM, the Bank had also launched RHB Now, their online banking services to boost efficiency.

RHB Bank recognises that more people tend to make purchases online compared to using cash nowadays. As per the data collected, it is found that more web users would instead buy things using credit cards. Subsequently, the Bank causes it to become a priority to serve the customers better by providing credit card facilities with marvellous rewards. Intelligent customers who compare credit cards mindfully would know that RHB’s interest rate is amongst the lowest.

This is where unique offering comes into the picture, as various sorts of advantages are offered to RHB Bank credit cardholders, which include cashback reward and quite a few other value-added awards that give higher return given that the holder spends more.

Despite that, RHB Bank recognises the reality that promoting credit cards and savings accounts don’t seem to be enough. Presently, acquiring assets which include cars and properties will require most of us to apply for a decent loan scheme. Thus, RHB has reformulated its loan structure to give the lowest interest rate as is practicable for many different types of loans. Plus, insurance services, unit trust, along with financial investment, can also be made.

For business entities, RHB Bank is offering an exclusive banking solution. Application for business loans and also corporate and investment banking are amongst the various types of services provided. For interested partners, they can likewise subscribe to the Bank’s asset management services.

SMEs really can leverage the wide selection of services made available by RHB Bank, in particular when it comes to taking loans to boost cash flow and further develop the business. RHB furthermore has begin innovating by providing retail solutions to consumers that needs it, that include e-commerce players.

Then again, RHB Bank hasn’t overlooked the demand for Islamic banking facilities. In Malaysia, Syariah-compliant product or service are highly demanded. Therefore, products or services, which includes wealth management, unit trust, Islamic treasury, and corporate banking, are particularly formulated to make sure that all transactions adhere to the Syariah requirement.

RHB Bank has seen a 24% annual brand value growth in 2016, which automatically places them within the top five positions for banks in the country. In anticipation of the expected market growth, the Bank has started strategising a more proactive approach for fixed deposit to keep its rate of growth steady for an extended period.

Introducing E-cigarette

E-cigarettes are electronic vaporizers that stimulate the action of smoking. Often, it is usually looked like a better option against the traditional cigarette since there is no tobacco burning or smoke production involved. E-cigs happens to be a quite recent introduction within the nicotine market, so countries everywhere are still regulating it.

The E-cigarette Origin Story

E-cigarettes were first created in China in 2003 by pharmacist Hon Lik who was moved to create the device after the death of his father who had the same bad habit as he does. The device also comes in many shapes and forms by different brands including NanoSTIX. Physical attributes aside, they all function the same way by heating the flavored liquid and vaporizing it for the user to inhale.

E-cigarettes And Its Rising Popularity

E-cigarettes have been on a global popularity climb since their market entry in 2003. In 2012, there was a spike in users with young adults making up a significant number of vapers. The belief that it helps in stopping smoking and is presumed to be safer than smoking tobacco are several reasons that lead to the rise of e-cigs.

A Variety Of E-cigarettes Types

A variety of e-cigarette types are available in the market. This includes starter kits and pod kits. Due to this, an e-cigarette user is free to choose a model to suit their needs and preferences. For instance, for users who prefer something sleek and lightweight, pen-style builds like the ones from NanoSTIX would suit them the best.

How Does A Vape Pen Work?

The core parts of vape pens are rechargeable batteries, cartridges, lightweight casing, and a heating element. The user activates the heating element when they breathe through the mouthpiece. The liquid nicotine will turn into a vapor that the user inhales. Brands like NanoSTIX provide flavored liquids like lemonade and orange, enhancing the vape experience.

Reasons For Vaping

A person may start vaping for several reasons. Most vapers are former cigarette users trying to quit smoking; others use e-cigarettes as a form of relaxation. Trying out e-juice flavors from brands like NanoSTIX is also an attractive idea to some. For many e-cigarette users, vaping has also turned into a lifestyle, and they love being part of the vaping community.

The Effects of E-cigarettes

Health risks of e-cigarettes have sparked a running debate: are they better than tobacco cigarettes? A widespread claim is that it does not contain harmful substances found in cigarettes like tar. This makes it a better option for smokers trying to kick the habit. Nevertheless, there is not enough research to support or dismiss this claim.

E-cigarettes and Regulations

A lot of governments worldwide are still trying to figure out the best way to regulate the e-cigarette industry. In Malaysia, e-cigarette brands will have to learn to play by the rules, which means no promotion and advertisement whatsoever. This wouldn’t be a problem for them though, as the consumers themselves are brand ambassadors for e-cigarettes and will recommend it to their social circles.

The Future Of E-cigarettes

Globally, the number of e-cigarette users has increased rapidly. Despite its mixed reputation, the popularity of e-cigarettes continues to grow, especially among former smokers trying to quit smoking. Need help in quitting smoking? Visit NanoSTIX‘s website http://nanostix.com/ for more information.